TFSA growth calculator

Money inside a TFSA grows completely tax-free, and withdrawals are tax-free too. See what regular contributions could become.

Starting amount

Contribution

Contribution frequency

Annual return (%)

Years

After 25 years

$404,015

$174,900You put in

$229,115Growth

131%Total gain

Educational estimate — not individualized financial advice. Assumes steady rates; excludes taxes and fees unless stated.

How it works

The 2025 TFSA annual limit is $7,000 (about $583/month); unused room carries forward. Because growth and withdrawals are tax-free, the TFSA is often the first account to fill for medium-term goals. Estimate only — confirm your personal contribution room with the CRA.