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Compound interest calculator

The single most important idea in investing: your returns start earning returns. Add a starting amount and regular contributions, and watch the growth compound.

After 25 years
$391,147
$160,000You put in
$231,147Growth
144.5%Total gain

Educational estimate — not individualized financial advice. Assumes steady rates; excludes taxes and fees unless stated.

How it works

Each period your balance earns the periodic rate, then your contribution is added, and the whole amount compounds again. The longer the horizon, the more the growth pulls away from what you put in. Assumes a steady return; excludes tax and fees.