RRSP growth calculator

RRSP contributions are tax-deductible and grow tax-deferred until withdrawal. Project your retirement pot from regular contributions.

Starting amount

Contribution

Contribution frequency

Annual return (%)

Years

After 30 years

$803,612

$288,000You put in

$515,612Growth

179%Total gain

Educational estimate — not individualized financial advice. Assumes steady rates; excludes taxes and fees unless stated.

How it works

RRSP room is 18% of prior-year earned income up to an annual cap. Growth is tax-deferred — you pay tax on withdrawal, ideally at a lower retirement rate. This projects the pre-tax balance; excludes the refund from your deduction.